Go Cashless with BIG PAY - Thanks to Tony Fernandes~!

The banking system we have today is almost the same as the one we had in the Middle Ages. It’s absurd. Complex terminology and SOP in banking system now days has leave us limited choice in managing our cash and wealth. We need something more easy and simple in managing our money. If America has Tony Stark, well as Malaysian, we are proud to have Tony Fernandes as our innovative and visionary billionaire - the owner of Air Asia airlines. He introduced to us a user-friendly method in managing our cash - Big Pay

Yes, more convenient and get more rewards by just using Big Pay as our daily cash~! They provide fair financial services to South East Asia, where banks have failed to bring to consumers what they have the right to. It solve real world money problems for millions of people by empowering them and providing a simple interface for users to send, receive and track their money. No fees, no friction and no bullshit - both for the unbanked and the underbanked. 

Why Big Pay?

• Regulated by Bank Negara Malaysia. Your account’s safety and security is secured.

• Widely used globally - Big Pay skip the role of Money Changer. This is good for frequent traveler. You don't have to call banks and inform your travel schedule just for the sake of verifying your credit/debit card for travelling.

• User-friendly interface - as easy as ABC - no hassle for account opening at any bank. You just need to download the Big Pay apps via Android Market or IOS and complete the application via your mobile phone and within 3 days, you'll received your card like this : 

• Manage your cash via mobile phone - no more dealings with operator just to manage your money. You'll be notified via mobile phone for every money spend which is a good way to monitor your cash flow. Swipe anywhere and get notified immediately.
• Security within your reach - in case of robbery or losing your Big Pay card, without any call to operators, you can instantly deactivate your card before anybody utilize it. Don't forget that like any other debit/credit cards, Big Pay also secured with your unique PIN number.
• More and more rewards - every ringgit spent, you will get rewards point which in future you can use it to get greater deals like discounted/free flight ticket~! The more you spend, the more you'll get by using Big Pay~!

Is it really interesting rite? For more information regarding Big Pay, feel free to visit Big Pay's Official Website now. And before i forgot, you will get RM 10 FREE credit for every person who referred you during their activation process. So those who read this blog and would like to active your Big Pay card, feel free to use my referral code : HPP8BMKFHY (thank you in advance!).

Affiliate Marketing - New Paradigm for Entrepreneur

Some people say money is not the key of happiness in life but in reality, to keep living with sufficient needs requires money. There are no parents that would allow their daughter to get marry with a homeless guy. None of us would like to see our beloved children suffer without what they suppose to have while they grow up. Thus, in order to achieve happiness, we do need sufficient financial strength to survive. Lucky for those who carefully plans their financial wisely for their entire life but some might face financial problems through out their life process. 

In my case, I am facing the problem which affects the degree of happiness and work-life balance. I quit my permanent job just to pursue my study which at some point of time, I realize that I couldn't bear the burden anymore. Been cheated by an old friend which cost me MYR 120k loans to bank for ten years, and lots more obstacles that has ruined what I have built for almost 10 years. Seems like a dead end for me and suicide is the simplest way to run away from all the burden. As a Muslim, suicide if forbidden and it is indeed the worst option that we should never think of it.

In search for alternative solutions, I started to search for ways to survive or in the other words to become a rich person despite of my current financial struggle. I started a consultant company but at the moment it does not work at all due to politics and bureaucracy. I attended forex classes just to understand how some people make money in short period of time and just simply gain money from their home.   In a nutshell, it seems pretty easy to do but it requires experiences,knowledge and money as well to survive in those alternatives that I have tried.

Luckily I met with a guy named Ridzuan Richie (richie.my) who make me realize that everything is possible in life. He NEVER BEEN EMPLOYED in his life and generates income through the net! At first, I felt like it is so good to be true but after meeting him, he rationally explained in details and made me understand how to reach that goal. With efforts and consistency, everybody is able to be self-employed at home. He introduced me to tons of affiliates marketing channels which I have never heard before. 

Ridzuan Richie's story was published in BHarian 13 November 2010

Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate's own marketing efforts. The industry has four core players:

• the merchant (also known as 'retailer' or 'brand')
• the network (that contains offers for the affiliate to choose from and also takes care of the payments)
• the publisher (also known as 'the affiliate')
• the customer

Affiliate marketing overlaps with other Internet marketing methods to some degree, because affiliates often use regular advertising methods. Those methods include organic search engine optimization (SEO), paid search engine marketing (PPC – Pay Per Click), e-mail marketing, content marketing, and (in some sense) display advertising. On the other hand, affiliates sometimes use less orthodox techniques, such as publishing reviews of products or services offered by a partner.

You can establish your own research regarding affiliates marketing which is a new career to venture on. Tons of blogs and pages such as Affbank and Affiliatefix which you can visit to gain knowledge and how to start doing affiliate marketing. It only requires basic IT skills and you can start your own in short period of time. I wish my topic today might help all of you. Cheers~